COVID-19 will probably be with us humans forever, endemic in large swaths of the world in varying degrees of intensity. According to National Geographic, COVID-19 may eventually transition into a "mild childhood illness," joining the four endemic human coronaviruses which contribute to the common cold. Three determining factors, human immunity retention
My uncle is in the hospital and needs me to pay bills on his behalf. In 2002, he named me as his financial power of attorney, so I could write checks for him when he couldn't, like now. But the bank is rejecting the document. They say it's too old.
If you have loved ones, then creating a will for your peace of mind and their protection is the right thing to do. Your last will and testament communicates your wishes regarding your dependents and how to dispose of your property when you die. Though crafting your will can make
One of the most difficult challenges that parents of special needs children face is knowing how best to care for their children as they reach adulthood. There are many areas that need consideration when planning for the transition of a special needs child to adulthood. Let’s take a look at
The Elder Abuse Prevention and Prosecution Act was designed to combat the growing epidemic of the elderly being taken advantage of financially and abused physically. A study conducted by the National Council on Aging indicates that approximately 1 in 10 Americans aged 60 or older have experienced some form of
To be sure your final end-of-life wishes are followed; you must prepare an estate plan. Many put off making these plans thinking there is always time. The sad reality is that none of us are guaranteed time. Others may be bothered by the thought of death itself and allow this
Your overall amount will be unaffected if you start receiving your social security benefits at an early age. Because you will be taking it at a younger age, your monthly payment will be smaller than if you had waited but the aggregate payout overtime will be the same amount. To
The Fifth Circuit Court of Appeals found that the U.S. Labor Department’s fiduciary rule is no longer protected or able to be enforced. The fiduciary rule required financial advisors to act solely in their clients’ best interest as it related to investments into retirement accounts such as 401(k) and IRAs.
Imagining how we may perish is probably one of the hardest things we will ever have to think about. Yet, if we want our dying to be meaningful and merciful, it is imperative that we think about it while we still can. Most of us want to die at home,