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Is Bacteria Responsible for Other Diseases?

Health experts have been advising people for years about unhealthy habits being the cause of “lifestyle” diseases that are increasing across the US. These lifestyle diseases become more common with age and include heart disease, type 2 diabetes, some cancers, and Alzheimer’s disease. Around the globe, these diseases account for […]

Google’s New Evolution of Medical Records

When Google Inc. became a publicly-traded company in 2004, its founders wrote a letter that said, in part, Google and its employees are “committed to significantly improving the lives of as many people as possible.” Google is famously known for its search engine and is part of many inter-related technology […]

Genetic Testing Fraud on the Rise

An alert has been issued by the US Department of Health and Human Services Office of Inspector General about a fraud scheme that involves genetic testing. The warning is for Medicare beneficiaries across the nation, and the federal government is working with law enforcement to put an end to the […]

Dealing with Abuse in Senior Living Facilities

If you have an elderly family member or friend living in an assisted living or skilled nursing facility, it is imperative that you stay attuned to the signs of abuse to your loved one. The National Center on Elder Abuse reports the most common types of abuse include physical (29%), […]

Rethinking Your Retirement Investments

Kiplinger.com is suggesting it is time to rethink your financial retirement portfolio. You may have built up a significant nest egg in a 401(k) plan, but it does come with serious baggage during your golden years. It is impossible to argue against the early stages of a 401(k) when employers […]

The Benefits of Inter-generational Living

Master plans for inter-generational community living models are changing the shape of the aging experience from the ages of 8 up to 80 years of age and beyond. Dubbed “new urbanism” it is the belief that a living environment with high standards can have a positive effect on the quality […]

Hospice Providers Have a Lack of Oversight

When a loved one enters hospice care, the whole point is to provide peace of mind and comfort to the patient and the family. And yet a lack of regulation, oversight, and available information means that isn’t always the case. The HSS Inspector General has found that, between 2012 and […]

Seniors Affected by Recent Data Breaches

Data breaches have been one of the hot topics this year in the wake of the Capital One data breach which compromised nearly 100 million Americans. But what hasn’t been receiving much major media coverage are the recent breaches affecting seniors. One such breach occurred last year in May, and […]

Do You Know Which Hospital You’ll Go To?

When you dial 911 for emergency medical services (EMS) your transport may route you to a hospital that is not near your home. While you have the right to ask to be transported to the hospital of your choice, either out of preference or to stay in your insurance network […]

Protecting Your Spouse from Poverty

30 years ago, Congress put in place protections for the savings of married couples using Medicaid. These protections prevent husbands and wives from bankrupting themselves trying to fund care for their loved ones. They originally required states to allow spouses of nursing home residents to maintain a certain amount of […]

Wealthy Retirees are Holding on to Their Money

While the US economy is in a cycle of more than ten years of economic growth, its citizens, even the “wealthy” ones, are worried about running out of cash and are scared to spend. Bloomberg.com is reporting many retirees, and near-retirees are sitting on their wealth in much the same […]

How Can I Benefit From an Elder Law Attorney?

According to the US Census Bureau, more than 51 million Americans are currently aged 65 or older, and the number is steadily increasing while medical and technological advancements are allowing seniors to live longer and better lives than ever before. The expanding needs of the US aging population are contributing […]

Your Guide to Advance Directives

Kevin stands at the door of Winnie’s nursing home room, tears streaming down his face. The medical staff just finished inserted a feeding tube into Winnie – an act Kevin knew she didn’t want. Unfortunately, Winnie couldn’t express her wishes due to advanced dementia, and she had no legal documents […]

Will Social Security Be Funded in the Future?

Social Security benefits, which are funded through 2 trusts, may not be available for much longer. The US Social Security Administrations funding trusts are known as the Old-Age and Survivors Insurance (OASI) Trust Fund and the Disability Insurance (DI) Trust Fund. In their annual report to Congress, the Board of […]

Battling Dementia with New Technologies

A study by The Lewin Group of Falls Church, VA for the Alzheimer’s Association is predicting a skyrocketing number of Alzheimer’s incidence and prevalence. By the year 2040 more than twice as many baby boomers will have Alzheimer’s disease as compared to 2015; 10.3 million as compared to 4.7 million […]

The Newly-Appointed Property Guardian Checklist

Your grandfather Martin can no longer make decisions on his own. A court appoints you to be Martin’s guardian of property, to help Martin manage his money. You become Martin’s “fiduciary.” The law now requires you to act to a high standard of good faith and honesty. There’s a lot […]

Seniors Continue Spending Billions on Tech

It isn’t just assisted living and nursing home workers employing the latest technology to improve caregiving for elder Americans. According to an AARP survey upwards of 84 billion dollars will be spent annually on technology products for personal self-care use by the 132 million Americans aged 50 or more by […]

How to Manage a Loved One’s Benefits

You have been appointed to help your seven-year-old nephew Roberto manage his Social Security benefits. In the Social Security system, you’ll be called Roberto’s “representative payee.” The situation is similar if you’re appointed to help your elderly father, who has dementia, manage his Veteran’s benefit checks. In the Veterans Administration […]

New Service Helps Seniors Pay Bills

If you are a senior or have a loved one who is struggling with the process of paying their household bills, Silver Bills can eliminate the task and alleviate the worry about proper handling of monthly bills. As many baby boomers continue to opt for aging in place, home administrative […]

The Internet of Things Comes to the Medical Field

The Centers for Medicare and Medicaid Services are looking to the future of the US health care system, and it is projected to be overloaded with seniors needing medical care. In 2010 the US elderly population accounted for about 13 percent of the US population yet accounted for 34 percent […]

The Real Risk to Social Security

According to a recent government report, available here, Medicare and Social Security are at risk of insolvency. Unless action is taken, Social Security will exceed its income by 2020, whereas Medicare is projected to exceed its hospital insurance fund by 2026. Social Security will have to start spending down, potentially […]

Assisted Living is Going Through a Change

With changes in medicine, technology, and socioeconomics, it’s no surprise that assisted living is changing, too. The rising cost of assisted living means that some families are looking to new alternatives, while those who consider traditional assisted living have new options to consider. Alternatives to assisted living include multigenerational housing […]

What to Discuss with Your Aging Parent

Your parent is getting on in age, but you don’t have a clear idea if there is a plan in place for their care.  It is a difficult topic to broach; no one wants to talk about death and the financial realities that come with aging. Instead of having a […]

A Dementia Diagnosis May Tell You Where to Live

The Centers for Disease Control and Prevention (CDC) has released a report acknowledging that from 2000 to 2017 deaths in the US that have dementia as an underlying cause has more than tripled. Underlying Alzheimer’s disease accounts for more than 46% (261,914) of those deaths in 2017. The trend is […]

Digital Afterlife: An Estate Plan For Your Facebook Account

Did you ever wonder what happens to your digital footprint when you pass away? Well you should, particularly if you are part of the 77 percent of Americans who go online every day. As the internet has become more of an integral part of our lives, our information — pictures, […]

Retirement Planning for Business Owners

For many employees, saving for retirement is usually a matter of simply participating in their employer’s 401(k) plan and perhaps opening an IRA for some extra savings. But, when you’re the owner of a business, planning for retirement requires proactivity and strategy. It’s not just the dizzying array of choices […]

Finding the Right Fit: Questions For Prospective Wills and Trusts Attorneys

It goes without saying that estate planning is incredibly important and is more than just having a will or a trust. Estate planning offers a sense of security for you and your loved ones that your wishes will be carried out. With such an important and personal endeavor, selecting the […]

What to Do with Your Beloved Collection

Whether your beloved collection consists of artwork, books, cars, music, or other significant items, you should not forget about this valuable asset when estate planning. You have likely spent quite some time — whether years or your entire life — building your collection; you should not leave its fate to […]

Steps For Starting the End-of-Life Conversation

No one likes to talk about death and dying, at least not their own. And yet, it’s a critical time in everyone’s life and we know we need to prepare for it. While many people would like to share their wishes, something always seems to keep us from openly communicating […]

Protecting Your Children’s Inheritance When You are Divorced

Consider this story. Beth’s divorce from her husband was recently finalized. Her most valuable assets are her retirement plan at work and her life insurance policy. She updated the beneficiary designations on both to be her two minor children. She did not want her ex-husband to receive the money. Beth […]

Powers of Attorney in Virginia Explained

Powers of attorney ordinarily form an important part of a comprehensive estate plan, whether in the form of an Durable General Power of Attorney or an Advance Medical Directive. Virginia adopted the Uniform Power of Attorney Act, effective July 1, 2010. Read the text of the Act here: https://law.justia.com/codes/virginia…

Wills, Trusts & Dying Intestate: How They Differ

Most people understand that having some sort of an estate plan is, as Martha Stewart would say, a “good thing.” However, many of us don’t take the steps to get that estate plan in place because we don’t understand the nuances between wills and trusts – and dying without either. […]

What if Treating Your Children Fairly Means Unequal Inheritances?

When planning their estate, most parents express the desire to treat their children equally out of a sense of fairness.  However, sometimes being fair or doing what’s right by your children may not mean equal or the same inheritances. The Key Takeaways Treating children fairly does not always mean equal […]

Is a Payable on Death Account Right for You and Your Family?

Payable on death accounts, or “POD accounts” for short, have become popular for avoiding probate in the last decade or so. What is a POD Account? A POD account is a type of bank account authorized by state law which allows the account owner to designate one or more beneficiaries […]