Evaluate Medicaid Benefits When Deciding on Caregiver
When a senior needs help in the home, should you pay an agency to assist or should you have a family member care for them? Or uprooting the senior into an institution? The family member can pay the bills, balance the checkbook, keep the house clean, shop and make meals,
It Is Critical to Have a Health Care Power of Attorney
For serious illnesses like Alzheimer’s, it is essential to have a strong power-of-attorney to bring peace of mind. Additionally, it is important to know that a good “basic” advance-directive document needs considerable supplementation when it comes to a dreadful illness like ALS – Amyotrophic Lateral Sclerosis, or Lou Gehrig’s disease. Ordinarily,
Second Marriages and Medicaid
A new spouse’s possible future illness and how much it might cost is most likely the last thing you think about when you say “I do” for a second or third time. But that could happen. Current costs for long-term care facilities can run between $70,000 – $150,000 annually. Studies
A Will Does More Than You Think
It is an unfortunately common and scary truth that most people have not composed their Last Will and Testament. Care.com’s annual estate planning survey for 2019 found that 57% of U.S. adults do not have a will. The survey found that participants were more likely or less likely to have
Increase in Scams Due to Covid
When people are vulnerable or in need, it’s lamentable that criminals come out of the woodwork to scam the innocent. On top of that, nobody needs reminding, especially these days, how many of us are in such a vulnerable condition. The opportunities to exploit fear and need are especially rich
Keep an Eye Out for Arbitration Clauses
In the case that you or your loved one has been badly injured by a nursing facility’s negligence or abuse that you need to sue. You would want a jury of your peers to decide whether and how much the facility should compensate you for your loss. However, you are at
Keeping Up With Your Mental Health During Covid
Since the Coronavirus infected the world, we have faced unprecedented challenges during this coronavirus crisis in America, and it has increased anxiety and fear levels in all of us. The reactive part of your brain called the amygdala, a human physiological response when faced with fear, takes control of your
You Have a Will, is That All You Need?
It is said that roughly half of all Americans don't have a will. If you’ve already taken this vital step to protect your assets and successors then congratulations are in order - you’re already ahead of the curve. While a will is a necessary document that every person who owns
3 Tips for Traveling with A Disability
For some, traveling with disabilities or accessible traveling can seem like an overwhelming task with many extra considerations. However, it doesn’t have to be if the right research, planning, and preparations are done ahead of time. There are even travel agencies that specialize in disabled travel. The most important thing
Aging is Not a Bad Thing
If you think about it, aging is the sign of a successful life. After all, when you think about the alternative to aging, your perspective about getting older shifts. You should start seeking self-sufficiency for your retirement years well before the age of sixty-five. But, even if you have not